Independent Insurance, Backed by Agents Who Pick Up the Phone

We're an independent insurance agency in Tifton, GA, with five local agents who compare your coverage across multiple carriers, so you're never stuck taking one company's word for the best price.

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Coverage for Your Family, Your Business, and Your Future

From your first car to your first storefront to the policy that looks after your family someday, we write auto, home, and life insurance for Tifton families, plus the commercial coverage local businesses count on.

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Personal Insurance

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Your home, your vehicles, and the things you've worked for deserve coverage that's been compared, not assumed. We write auto insurance, homeowners insurance, renters, motorcycle, recreational vehicle, and personal umbrella policies for families across the area.

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Business Insurance

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Local businesses, contractors, and growers need coverage built for how they actually operate. We handle business owners policies, commercial auto, general liability, workers compensation, and farm and ranch coverage for operations across Tift County's peanut, pecan, and timber economy.

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Life Insurance

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The right policy means the people you love are cared for when you're no longer there to do it yourself. We offer term life, whole life, and children's life insurance, and we'll walk you through which one fits your family and your budget without pressure.

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Reach a Local Agent

When you call, you reach our Tifton office, not a national call center, and you can walk into our Second Street location or text us for everyday needs like an ID card request.


Because no carrier pays us to push its products, we read the policy before you need it and tell you plainly where you're covered and where you're not.


You can also read what your neighbors say on our reviews page before you ever pick up the phone.


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Request a Quote

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Read Our Blog

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Our Carriers

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Why Neighbors Trust Us With Their Coverage

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We Start With What You Actually Need

We get clear on what matters to you first, so the plan fits your life.

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We Give You Honest Advice

Our guidance is built around your best interest, plain and simple.

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We Compare Your Options

We line up coverage and price across several carriers so you can see the full picture.

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We Help You Feel Confident

We walk you through exactly what your policy covers, so you know you're in good hands.

Customer testimonials on Google

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Two Tifton Agencies, Now One Hometown Team

Sumner, Beaumont, York, & Kincaid brings together two established Tifton agencies into one hometown team, anchored by agent Gary Kincaid's more than 40 years of service and deep community roots, including past leadership on the Tifton-Tift County Planning and Zoning Board. As a Trusted Choice designated independent agency, we answer to you, not to a single carrier. Get to know the people behind the desk on our About Us page, then reach out for a quote whenever you're ready.